Central Government Scheme
Ayushman Bharat PM-JAY
Health cover of ₹5 lakh per family per year for secondary and tertiary hospitalisation.
Eligibility Criteria
- •Families listed in SECC 2011 database under D1–D5 deprivation categories
- •Automatic inclusion for Rashtriya Swasthya Bima Yojana (RSBY) enrollees
- •No restriction on family size, age, or gender
- •Available at empanelled government and private hospitals across India
Required Documents
- •Aadhaar Card
- •Ration Card
- •PM-JAY e-card (generated on portal after eligibility check)
- •Any government-issued photo ID
- •SECC 2011 reference number (if available)
Benefits & What You Get
Cashless and paperless health coverage of ₹5 lakh per family per year covering over 1,500 medical procedures including surgery, medical and daycare treatments. Pre- and post-hospitalisation expenses (up to 3 days before and 15 days after) are also covered. The scheme follows a 'family floater' model — the entire ₹5 lakh can be used by any or all members.
📹 How to Apply — Video Guide (Hindi)
Watch step-by-step apply process on YouTube
Hindi videos — Ayushman Bharat PM-JAY yojana apply online process
Ready to apply for Ayushman Bharat PM-JAY?
Visit the official government portal to submit your application.