Central Government Scheme
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Crop insurance at minimal premium to protect farmers against losses from natural calamities.
Eligibility Criteria
- •All farmers growing notified crops in notified areas
- •Loanee farmers: compulsorily covered under the scheme
- •Non-loanee farmers: voluntary enrolment
- •Both owner-cultivators and tenant/sharecropper farmers are eligible
Required Documents
- •Aadhaar Card
- •Land records (Khasra / Khatauni)
- •Bank account passbook
- •Sowing certificate from local revenue officer
- •Loan account details (for loanee farmers)
Benefits & What You Get
Covers losses due to: prevented sowing, standing crop losses from non-preventable risks (drought, flood, cyclone, hailstorm, pest/disease), and post-harvest losses. Premium is only 2% for Kharif crops, 1.5% for Rabi crops, and 5% for annual commercial/horticultural crops — the rest is borne by central and state governments. Claims are settled directly to bank account via DBT.
📹 How to Apply — Video Guide (Hindi)
Watch step-by-step apply process on YouTube
Hindi videos — Pradhan Mantri Fasal Bima Yojana (PMFBY) yojana apply online process
Ready to apply for Pradhan Mantri Fasal Bima Yojana (PMFBY)?
Visit the official government portal to submit your application.